50+ lenders · one application

Freedom to grow,
on your terms.

Independent asset finance for UK businesses — from telephone systems to telehandlers. One conversation, a panel of 50+ lenders behind it, and a straight answer on what's fundable.

50+
Lenders on panel
30+ yrs
Funding experience
97%
Approval rate
Funding score 2 minutes

How fundable is it?

Answer six questions about the business and the asset and we'll score the deal out of ten — before anyone runs a credit search.

  • No credit footprint
  • An honest read, not a sales pitch
  • What to fix if the answer is no
Check eligibility

Indicative guide only — not a credit decision or an offer of finance.

Recently funded

A sample of deals placed across the panel

Sector and region only — we never publish client names. Figures are the amount funded, not the asset price.

For your business

Fund the kit without draining the cash

Start-up van or a full line refit — we structure it around the balance sheet, then argue your case to the lender ourselves.

Business finance

For your customers

Turn price objections into monthly figures

Equipment suppliers quote, submit and track deals in Tailwind by Novora — branded to you, wired to our lender panel.

Supplier finance

Four structures, one panel

Compare them properly

Finance lease

Spread the cost and keep using the asset long term.

Hire purchase

Instalments towards ownership at the end of term.

Refinance

Release cash from assets already on the books.

Operating lease

Use it without owning it — for kit that dates fast.

Beyond asset finance

Other ways we fund

Most businesses need more than one facility. We'd rather arrange them together than watch you stack three lenders by accident.

Business loans

Unsecured and secured lending for the things asset finance can't sit against — working capital, a hire, a refit, an acquisition.

Terms from 3 months

Invoice finance

Release cash tied up in your sales ledger as invoices are raised. Arranged through our sister company, Simply Factoring Brokers.

Via Simply Factoring Brokers

VAT & tax funding

Spread a VAT quarter or corporation tax bill over several months instead of taking the hit in one go.

Short-term facility

Franchise finance

Funding built around franchise models — fit-out, equipment and launch costs, underwritten against the franchise itself.

Selected brands

From enquiry to payout

Typical route · four stages

01 · Enquiry

Tell us the asset

A short form or a phone call. No accounts pack needed to get started.

02 · Match

We place it properly

Your deal goes to the funders that write your asset class — not all 50 at once.

03 · Docs

Sign electronically

Agreements issued and signed online. We chase the lender, not you.

04 · Payout

Supplier is paid

Funds released against invoice and acceptance. Equipment goes in.

Assets we finance

Soft and hard assets · specialist and niche considered

Vehicles & transport
Construction & plant
Manufacturing & industrial
Engineering & fabrication
Agricultural & farming
Office & business equipment
Technology & software
Medical, dental & healthcare
Hospitality & catering
Retail & leisure
Waste management & recycling
Renewables
Specialist & niche assets

Something unusual? Specialist assets are where a broker earns their keep — ask us.

About Novora

Independent, and based in South Wales.

We work with a wide panel of lenders to fund everything from telephone systems to telehandlers, for businesses of every size. Independent means we answer to the business in front of us, not to a single funder's credit appetite.

By removing unnecessary knots, we create room to breathe — so growth isn't held back by hesitation or rigid finance.

Breadth, then depth

Vehicles, plant, machinery, technology, fit-outs and the specialist kit other brokers turn away — hard assets and soft.

Regulated and accountable

An Appointed Representative of SJT Corporate Finance Ltd, authorised and regulated by the FCA.

Tell us what you're buying.

Five fields to start. A person reads it — no automated decline emails.

Check eligibility